Your Cover Online
Welcome to Your Cover Online!

Insurance Articles


Understanding Health Insurance Portability and Accountability Act
By James Hunt


The Health Insurance Portability and Accountability Act or HIPAA has two purposes. The first, ?portability,? allows an employee to keep their current health insurance even if they should happen to leave their current place of employment. This is easily done thanks to plans such as COBRA. The second part, ?accountability,? means that the government can now regulate healthcare providers, health plans, payers, clearinghouses, and anyone else that might coordinate health data, for complete privacy and security. If an employer provides any type of on-site health care, that employer must also comply by HIPAA standards.

It means that if personal information is stored on computer databases, tapes, disks, or transmitted with the assistance of faxes or the Internet, in addition to anything written down or talked about, steps must be taken to ensure a patient?s privacy. This also means that, in addition to protecting your privacy, the electronic exchange of financial or administrative information must now be standardized.

Penalties for non-compliance can include fines that range from $100 per person per violation up to $25,000 per year and/or up to ten years imprisonment.

The process is complaint driven and only covers health care providers and health plans. It doesn?t mean that a friend or family member can?t discuss someone?s medical issues with another party. Relatives may talk freely about what they may have discussed with health care providers. Journalists may report on a subject?s medical condition, but the information that can be disclosed by a doctor or hospital is limited. These restrictions also don?t apply to police, firefighters, coaches, trainers or teachers.

If you feel your privacy has been violated, you can issue a complaint with your healthcare provider or the DHHS. Your health information is privileged and anyone can use this information against you. The HIPAA was designed to combat this. Your health care professional now has to make sure your information stays confidential unless you request otherwise.

James Hunt has spent 15 years as a professional writer and researcher covering stories that cover a whole spectrum of interest. Read more at http://www.hipaa-central.info

Article Source: http://EzineArticles.com/?expert=James_Hunt

For more information about this article and/or the author visit http://www.hipaa-central.info

For more information, news and articles see:

Payment Protection Insurance - Payment Protection Insurance
...economic downturn, there is a real concern for many people regarding the security of their job with the threat of being made redundant ever increasing. The biggest fear for many is that they may strug...
Visit Payment Protection Insurance...

Jet Ski Insurance - Jet Ski Insurance
...the UK and there are many makes and models that frequent numerous Jet Ski Insurance water centres. Taking to the wet stuff on your powerful jet ski will be an exhilarating experience and you`ll Jet S...
Visit Jet Ski Insurance...

Gap Insurance - Gap Insurance
...now that I had never heard about this type of insurance before until it was brought to my attention recently. The gap insurance covers the deprecation on a car in the event of it being stolen and nev...
Visit Gap Insurance...

Ppi Claims - Ppi Claims
...ent protection insurance on your loan. The representative from the bank seemed to bamboozle you with facts and figures and to be honest; you didn`t quite understand what was going on. You just wante...
Visit Ppi Claims...

Loading Bay Equipment - Loading Bay Equipment
...ing Bay Equipment for our clients. With this equipment, you are able to load and unload all your merchandise with great ease and efficiency. We provide high quality equipment which is cost effective a...
Visit Loading Bay Equipment...

Hgv Courier Insurance - Hgv Courier Insurance
...r Insuranceis a very different type of insurance that you would normally purchase for a delivery business. So there are now insurers who specialise specifically in more complex insurance policys, they...
Visit Hgv Courier Insurance...

Dock Levellers - Dock Levellers
... are loading docks that you can place your vehicles near for loading and unloading your various goods. Our levellers are extremely strong and durable, and are made to handle your vehicle with ease. Yo...
Visit Dock Levellers...

Courier Insurance - Courier Insurance
...quite costly or important. Losing such document or parcels can mean huge losses for some people. Therefore,Courier Insurance has become an important consideration for any one using mailing services. I...
Visit Courier Insurance...

Car Gap Insurance - Car Gap Insurance
...hat I had never heard of car gap insurance until recently. I suppose unless you buy a car on finance you might not know about such policies. As I understand it the car gap insurance covers you in th...
Visit Car Gap Insurance...

Marina Insurance - Marina Insurance
...ina insurance you may well have been given a number of different policy wordings from a variety of companies, this is a guide is to help you decide what sort of policy would suit you more and give you...
Visit Marina Insurance...


Click For More Detailed Information on:

Home  |  About Us  |  Contact Us  |  Articles  |  Special Reports  |  Links  |  Site Map

Copyright © 2003-2010. All Rights Reserved.


Valid CSS!